My personal frustration dealing in real estate short sales and loan modifications with Bank of America.
Blogroll
-
Recent Posts
Recent Comments
- benbarnes89 on Touched by an Angel S6E23 Monica’s Bad Day part 1 of 4
- brightwhitelight1 on Touched by an Angel S6E23 Monica’s Bad Day part 1 of 4
- starchild1alien on Touched by an Angel S6E23 Monica’s Bad Day part 1 of 4
- leejon1000 on Touched by an Angel S6E23 Monica’s Bad Day part 1 of 4
- electriccity7777777 on Touched by an Angel S6E23 Monica’s Bad Day part 1 of 4
Boosters
- Error: unable to save our links to cache. Please make sure that the folder automaticbacklinks_cache located in the folder /home/uttarban/public_html and has CHMOD 0777
Hello Nancy; They have damaged my credit x2, they still have me in a modification, any suggestions? i put my videos back up, im growing weary. is there a class action law suite that can use my videos to prove our point…. please if you can help…. they are still at it…. Patrick1678, thank you and Happy Holidays…
You cannot get anywhere with them by playing their game. It’s rigged. You need a good attorney. Some judges in some courts understand the game the banks a playing and are not amused. They will rule in your favor if the law allows them to and you make a valid argument in court. If you can, find a case similar to your own situation that won in your jurisdiction and use the same argument. Don’t depend on B of A to do the right thing. They won’t. They will steal your house and evict you. Believe it.
when you talk to “short sale dept” it is an outsourced company, like i worked for and they give misguided info that changes all the time. i for one documented all the customers concerns and got a bad rating as far as taking too long on calls. BTW i was with country wide and they did suck along with boa.
@nadeichman Watch Real footage of Real banks causing Real problems at UmotionS.com.
See the trailer at my channel with the link in it’s description.
That’s horrible. I tried to refi thru BofA since I was banking with them and they drug their feet and drug their feet until the very end so I pulled out because it made me nervous BUT I lost my application fee. I’m so glad I did.
Bank of America can get something done!!!!!!!!!!!!!! HHHHHHHHEEEEEEEEEELL****************** NO. I had a credit card and four accounts with BOA in college. They are awful. And youre right, no one thinks about losing their job when they buy a house. But banks should help ppl when ppl are trying. What banks are doing is selfish, greedy, and not Christ like at all.
Bank of America can get something done!!!!!!!!!!!!!! HHHHHHHHEEEEEEEEEELL****************** NO. I had a credit card and four accounts with BOA in college. They are awful.
Bank of America can get something done!!!!!!!!!!!!!! HHHHHHHHEEEEEEEEEELLL!!!!!!!!!!!!!! No. I had a credit card and four accounts with BOA in college. They are awful.
You should get a good real estate attorney to handle this…john
@Patrick1678 Nice talking with you on the phone. I did sell the house on a short sale just recently, but have some regrets. Bank of America sent me a letter after the closing that they were forgiving the remaining debt on the loan and sent me a 1099c for the difference. This would be a problem if I didn’t have so many losses in other areas.
I might be able to help, please call me 619-997-8618 i got them to repsond in writing, im a retired realtor, lets network.. I have info that may help your case and mine……..
I might be able to help, please call me 619-997-8618 i got them to repsond in writing, im a retired realtor, lets network.. I have info that may help your case and mine….
i have done 5000 modifications with an 85% sucess ratio you need to get an id # from anyone you speak to and you can record them–you must tell them they are being recorded—then you have the person with id# and your proof— i will get it done send them to me—! i dont miss——————-
I just got my home mod through BofA. Which im sooo happy with!! Now I’m hearing reports that BofA is renageing on people. (Google it up) If BofA does it to me….. They would be a big mistake. I’ll return this house to them in a way…. It will be of need to be burnt down and rebuilt. I’ll start with pourin fresh concrete into the shower and kitchen sink drains. Then…….
Not sure what happens if you ask for the ORIGINAL promissory not to verify the debt and BOA does not produce it. Might be a good thing to find out. Talking to people on the phone means nothing. None of the people you talk to seem to have any decision making power. Maybe an attorney could provide the answer about the Note. I think that without the note they shouldn’t be able to foreclose. Not sure about non-judicial states. All of this needs clear cut clarifications so people know what 2 expect
@smurrey I feel very bad for everyohe who simply tried to provida a home for their family during this time frame. The American dream of home ownership has been shattered many times over. Extortion is a very good description of what they are doing. FIrst they commit fraud with their mortgage assignments, then they act like they are cooperating with short sales by demanding more money from distressed sellers. They know you don’t have the extortion money to pay. Crimes committed by BOFA AGAIN!
I’m writing to the state attorney general in Florida about the nightmare we’ve been through on our short sale home. It was our home for four years, bought at height of market and now that space program is ending our whole area is glutted with homes on the market and the bank will lose a LOT more on a foreclosure than on a good cash short sale deal we’ve presented to them. BoA has changed their mind three times now at time of closing on how much extortion $ they want from us, the seller.
people make statements like: If you couln’t afford it buy did you buy it! It’s ovious you morons that many AMERICANS at the time the economy was strong and money was circulating, people like her could afford the payments. But what i don’t get is that Bank of America received 25 BILLION DOLLARS IN BAILOUT MONEY FROM OUR HARN EARN TAX MONEY THAT MY FCKNG KIDS KIDS WILL BE PAYING BACK OVER THE NEST GENERATIONS IT’S SICKENING AND THEN THEY HAVE BEEN COUGHT SCEAMING PEOPLE ON OVERDRAFTS & DEPOSITS
My attorney asked them for it. They do not have it. Also, the assignment was signed in Texas and notarized in New York. But some judges in Florida are not respecting the facts. The lender’s attorney has pushed for summary judgement anyway without producing proper documents. My attorney is fighting back.
PEOPLE PLEASE JUST ASK YOUR BANK FOR “PROMISORY NOTE”,
THIS IS THE PAPER THAT YOU HAVE SIGHNED BY INK THAT YOU PROMISE YOUR BANK TO PAY THIS MORTGAGE.
BANK HAVE 45 DAYS TO RESPOND.
FAIR ENOUGH
@6175wmlerik I could afford it at the time. Just like so many people who lost their jobs due to the fall in the economy, many independent contractors like myself also lost their income. There were so many here in Florida. I do agree with you, as there were many people that purchased property without the income to back up the ability to pay their loans hoping to flip properties and make easy money. I never saw myself as someone that would not be able to meet an obligation.
Or maybe you don’t get yourself into a loan you can’t afford in the first place and live up to your originally written contract stating you will pay x amount for x time and make your payments on time and act like an adult take responsibility not rely on shortsales and forbarances you know all those things have such a nasty effect on your credit?
sorry that you are having problems with b of a. i worked for them up until recently. the truth is that they bring people in and even if you have no mortgage experience you are given barely any training. you are then given hundreds of files and are supposed to automatically know what you are doing…that’s why customers and re agents get the run around. no one there knows what they are doing. i was eventually let go for productivity even with such little training…..go figure. so glad i am gone!
@wowthungsten